Fund Your "Life Happens" Account

Fund Your "Life Happens" Account

Nobody likes to plan on things going wrong, such as your car's transmission going out or your pet swallowing a golf ball, but you need to have some cash in safe, short term savings to cover these types of emergencies, because it isn't a matter of if they will happen, it is only a matter of when. If you don't have anything in savings and an emergency does come up, you won't have any choice but to use a credit card. Your ultimate goal is to have at least 3-6 months of your monthly non-discretionary spending in an account separate from your checking account. If you are not starting out with this, consider setting aside a portion of your wedding cash to start or add to your "life happens" account, advises Steve Repak, a certified financial planner and author of Dollars & Uncommon Sense: Basic Training For Your Money.

Image result for car cover

Quite simply, give yourself the gift of "peace of mind," says Lynn Ballou, managing partner of Ballou Plum Wealth Advisors. 

Save on car insurance.

Get new look to your car, simply by buying car cover. Tell your auto insurer about your wedding. Your rate may drop now that you're married, and you'll get a multi-car discount if you combine coverage under one policy. Even better, shop around for coverage, especially if you're moving. The company that offered the best rate in the past may not be the most competitive for your new situation. 

"Get Away" Weekly

They say that couples who "pray together stay together". But I think it can also be said that couples who play together, have the most fun! Life can get busy, and the stress of it all can make us lose sight of the fact that God wants us to enjoy one another and the life he's given us. Invest in your marriage by taking one time a week and setting aside the time to go out (or stay in if you can't afford a weekly sitter) and do something fun! Play a board game on the living room floor, go out for a fun dinner, take a hike, pack a picnic lunch, or even go on a scenic drive. Rekindle your love for one another, by rekindling your friendship.

Image result for car cover

Investing in your marriage often means doing small things deliberately that will ultimately have a huge impact. Whether you've been married for 5 days, or 50 years, it's never too early or too late to start making a difference in your marriage.